With HF Insurance
You are Covered.

We offer the most affordable and compatible insurance plans to suit your needs.

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Carriers we represent

50+

Presented Carriers

6,000+

Satisfied Clients

100%

Committed to our clients

Our Specialties

Worker’s Compensation

Workers' compensation insurance provides financial assistance to employees injured on the job. It provides death benefits to the families of workers who are killed on the job.

Workers' compensation insurance is required by law in all 50 states and the District of Columbia. Employers are legally obligated to purchase workers' compensation insurance for their employees.

If you are injured on the job, report the injury to your employer instantly.. Your employer will then file a workers' compensation claim on your behalf.

Workers' compensation insurance will pay for medical expenses, lost wages, and other costs associated with your injury.

‍HF Insurance will assist you with selecting your ideal plan. Have peace of mind knowing that you are protected if you are injured on the job.

Builders Risk

Builders risk insurance is a policy designed to safeguard construction projects, covering the structure and materials while the building is under construction or renovation.

It shields against various risks like theft, vandalism, fire, and weather damage that could affect the project.

This insurance provides financial protection for the builder, property owner, or contractor by compensating for repairs or replacements of the structure or materials if they incur damage during the construction phase, ensuring the project remains financially secure despite unforeseen setbacks.

Business Owner Policy

A Business Owner's Policy (BOP) is a comprehensive insurance package tailored for small to medium-sized businesses, bundling essential coverages into a single policy.

It typically includes property insurance, safeguarding physical assets like buildings and equipment, along with liability insurance, protecting against claims of injury or property damage caused by the business.

BOP insurance is designed to offer cost-effective and convenient protection, ensuring that businesses have essential coverage against common risks without the complexity of multiple separate policies.

Auto

Auto insurance is a crucial protection for your vehicle, offering financial coverage against accidents, theft, or damage caused by collisions or unforeseen events.

It ensures you're financially secure by covering repair costs for your vehicle and any property damage or injuries caused by an accident.

Auto insurance also provides liability coverage, protecting you if you're responsible for injuring someone or damaging their property while driving.

Ultimately, it offers peace of mind on the road, ensuring you're prepared for the unexpected while complying with legal requirements for driving.

Homeowners

Homeowners insurance safeguards your home and belongings from unexpected damage or theft.

It covers your property, and personal items, and offers liability protection if accidents happen on your premises.

This insurance ensures financial security for repairs or replacements, providing peace of mind for unforeseen events.

Dwelling Fire

Dwelling fire insurance is a specialized policy for residential properties not fully covered by standard homeowners' insurance.

It shields against specific dangers like fire, lightning, or explosions, catering to rental, vacant, or non-primary residences.

This coverage supports repairs or rebuilding costs due to these perils, offering crucial protection for property owners facing risks beyond typical homeowners' insurance.

Umbrella

Umbrella insurance provides extra protection beyond your current policies, stepping in when those limits are reached.

It shields you from major financial burdens resulting from lawsuits, damages, or injuries.

This additional coverage offers peace of mind by ensuring increased security against unexpected events, safeguarding your assets and financial future.

Flood

Flood insurance provides financial protection specifically against damages caused by flooding, covering losses to your property and belongings due to rising water levels.

This insurance safeguards your home or business from the costly aftermath of flooding events, offering compensation for repairs, replacements, and restoration due to flood-related damage.

It's essential for areas prone to flooding where standard homeowners' insurance typically doesn't cover such risks, ensuring you're prepared and financially secure against this specific natural disaster.

Auto

Homeowners

Dwelling fire

Umbrella

Flood

Inquire about our insurance plans today!

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So many insurance companies.
So many options.
You need someone you can trust.

So many details.

Insurance is a wide web of facts, numbers and extras that you don’t want to deal with.

So many dealers.

But you need insurance and there are so many insurance companies to select from.

So many choices.

Each company offers so many plans and premiums. How do you know which plan is affordable yet will fit your needs?

HF Insurance, where full coverage meets customer satisfaction.

Affordable Insurance.

Insurance protects you from financial loss in the event of an unexpected event.

We offer a wide range of insurance plans to fit your budget and lifestyle. Our team of experts is always available to assist you and choose the right policy for you.